{"id":3364,"date":"2022-04-22T12:54:21","date_gmt":"2022-04-22T12:54:21","guid":{"rendered":"https:\/\/propertyprofessional.co.za\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/"},"modified":"2023-10-03T12:57:15","modified_gmt":"2023-10-03T12:57:15","slug":"kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes","status":"publish","type":"post","link":"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/","title":{"rendered":"KZN floods spotlight destruction of sectional title housing schemes"},"content":{"rendered":"

MAIN IMAGE: BBM Law Director, Marina Constas<\/strong><\/p>\n

Staff writer<\/em><\/p>\n

The recent disastrous floods in KwaZulu-Natal have left a trail of death and destruction. Some 4\u00a0000 homes have been destroyed and more than 8\u00a0000 damaged. For homeowners in sectional title complexes, the aftermath of the floods includes uncertainty and anxiety about whether the sectional title scheme that they have invested in will end because of the damage or whether repairs should be undertaken \u2013 and what say they have in these considerations.<\/p>\n

According to specialist sectional title attorney and BBM law director Marina Constas, the end of a sectional title scheme because of physical destruction is covered in Section 17 of the Sectional Titles Schemes Management Act (STSMA).<\/p>\n

\u201cWhat happens when the unthinkable happens? It is important for owners to know that the scheme will be deemed \u2018destroyed\u2019 if the building or buildings that comprise the scheme are actually destroyed.<\/p>\n

\u201cIf the damage is limited to certain sections and common property areas, the STSMA makes provision for members of the body corporate to decide, by unanimous resolution, if the sections that have been destroyed should be rebuilt and the scheme reinstated, or whether it would be expedient for the scheme to continue its life without the one, two or five units that no longer physically exist.<\/p>\n

\u201cIf the members are unable to reach consensus by unanimous resolution, then any interested party can approach the court for an Order as to whether the entire building should be rebuilt or reinstated or only a portion thereof \u2013 without the units destroyed by the floods,\u201d she stated.<\/p>\n

Constas explains that unit owners are also empowered to pass a unanimous resolution \u2013 or the court can make an order if they are unable to agree \u2013 concerning several other matters connected with the destruction of the building.<\/p>\n

\u201cThese include how insurance monies received by the body corporate must be used and decisions on the payment of money by or to a unit owner or owners. The owners can also pass a resolution to amend the sectional plan of the scheme to make provision for an increase to the common property because of the destruction of a unit or units or, alternately, a decrease to the common property. Additionally, owners are empowered to resolve to vary the participation quota of a section or sections, and they may impose any conditions,\u201d she expands.<\/p>\n

\u201cThere are several people and companies that may have interests in the dissolution of the body corporate \u2013 or the end of the sectional title scheme – not least of which is the insurer of the building or any part of the buildings, and the STSMA grants the insurer the right to intervene in the proceedings,\u201d Constas concludes.<\/p>\n","protected":false},"excerpt":{"rendered":"

The recent disastrous floods in KwaZulu-Natal have left a trail of death and destruction. Some 4\u00a0000 homes have been destroyed and more than 8\u00a0000 damaged.<\/p>\n","protected":false},"author":3,"featured_media":3365,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[404],"tags":[1409,1299,2145,2115,1405,2146,2147,2148],"yoast_head":"\nKZN floods spotlight destruction of sectional title housing schemes - Property Professional<\/title>\n<meta name=\"description\" content=\"The recent floods in KwaZulu-Natal left a trail of death and destruction with some 4\u00a0000 homes destroyed, and more than 8\u00a0000 damaged.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"KZN floods spotlight destruction of sectional title housing schemes\" \/>\n<meta property=\"og:description\" content=\"The recent floods in KwaZulu-Natal left a trail of death and destruction with some 4\u00a0000 homes destroyed, and more than 8\u00a0000 damaged.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/\" \/>\n<meta property=\"og:site_name\" content=\"Property Professional\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/PropertyProfessional\" \/>\n<meta property=\"article:published_time\" content=\"2022-04-22T12:54:21+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-10-03T12:57:15+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/propertyprofessional.co.za\/wp-content\/uploads\/2023\/05\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Keenan Prinsloo\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Keenan Prinsloo\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/\"},\"author\":{\"name\":\"Keenan Prinsloo\",\"@id\":\"https:\/\/propertyprofessional.co.za\/#\/schema\/person\/22462ccece4a710f4b40653cf61024e4\"},\"headline\":\"KZN floods spotlight destruction of sectional title housing schemes\",\"datePublished\":\"2022-04-22T12:54:21+00:00\",\"dateModified\":\"2023-10-03T12:57:15+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/\"},\"wordCount\":455,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/propertyprofessional.co.za\/#organization\"},\"image\":{\"@id\":\"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/propertyprofessional.co.za\/wp-content\/uploads\/2023\/05\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes.jpg\",\"keywords\":[\"BBM Law\",\"Insurance\",\"KZN\",\"KZN floods\",\"Marina Constas\",\"sectional title housing schemes\",\"Sectional Titles Schemes Management Act\",\"STSMA\"],\"articleSection\":[\"News\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/\",\"url\":\"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/\",\"name\":\"KZN floods spotlight destruction of sectional title housing schemes - Property Professional\",\"isPartOf\":{\"@id\":\"https:\/\/propertyprofessional.co.za\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/propertyprofessional.co.za\/wp-content\/uploads\/2023\/05\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes.jpg\",\"datePublished\":\"2022-04-22T12:54:21+00:00\",\"dateModified\":\"2023-10-03T12:57:15+00:00\",\"description\":\"The recent floods in KwaZulu-Natal left a trail of death and destruction with some 4\u00a0000 homes destroyed, and more than 8\u00a0000 damaged.\",\"breadcrumb\":{\"@id\":\"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/#primaryimage\",\"url\":\"https:\/\/propertyprofessional.co.za\/wp-content\/uploads\/2023\/05\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes.jpg\",\"contentUrl\":\"https:\/\/propertyprofessional.co.za\/wp-content\/uploads\/2023\/05\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes.jpg\",\"width\":1920,\"height\":800},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/propertyprofessional.co.za\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"KZN floods spotlight destruction of sectional title housing schemes\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/propertyprofessional.co.za\/#website\",\"url\":\"https:\/\/propertyprofessional.co.za\/\",\"name\":\"Property Professional\",\"description\":\"The Voice of Estate Agents\",\"publisher\":{\"@id\":\"https:\/\/propertyprofessional.co.za\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/propertyprofessional.co.za\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/propertyprofessional.co.za\/#organization\",\"name\":\"Property Professional\",\"url\":\"https:\/\/propertyprofessional.co.za\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/propertyprofessional.co.za\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/propertyprofessional.co.za\/wp-content\/uploads\/2023\/10\/PP-logo.jpg\",\"contentUrl\":\"https:\/\/propertyprofessional.co.za\/wp-content\/uploads\/2023\/10\/PP-logo.jpg\",\"width\":636,\"height\":214,\"caption\":\"Property Professional\"},\"image\":{\"@id\":\"https:\/\/propertyprofessional.co.za\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/PropertyProfessional\",\"https:\/\/www.linkedin.com\/company\/property-professional-south-africa\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/propertyprofessional.co.za\/#\/schema\/person\/22462ccece4a710f4b40653cf61024e4\",\"name\":\"Keenan Prinsloo\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/propertyprofessional.co.za\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/ec3e66e57f08097c230d6f8d1084f000?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/ec3e66e57f08097c230d6f8d1084f000?s=96&d=mm&r=g\",\"caption\":\"Keenan Prinsloo\"},\"url\":\"https:\/\/propertyprofessional.co.za\/author\/prop-admin\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"KZN floods spotlight destruction of sectional title housing schemes - Property Professional","description":"The recent floods in KwaZulu-Natal left a trail of death and destruction with some 4\u00a0000 homes destroyed, and more than 8\u00a0000 damaged.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/","og_locale":"en_US","og_type":"article","og_title":"KZN floods spotlight destruction of sectional title housing schemes","og_description":"The recent floods in KwaZulu-Natal left a trail of death and destruction with some 4\u00a0000 homes destroyed, and more than 8\u00a0000 damaged.","og_url":"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/","og_site_name":"Property Professional","article_publisher":"https:\/\/www.facebook.com\/PropertyProfessional","article_published_time":"2022-04-22T12:54:21+00:00","article_modified_time":"2023-10-03T12:57:15+00:00","og_image":[{"width":1920,"height":800,"url":"https:\/\/propertyprofessional.co.za\/wp-content\/uploads\/2023\/05\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes.jpg","type":"image\/jpeg"}],"author":"Keenan Prinsloo","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Keenan Prinsloo","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/#article","isPartOf":{"@id":"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/"},"author":{"name":"Keenan Prinsloo","@id":"https:\/\/propertyprofessional.co.za\/#\/schema\/person\/22462ccece4a710f4b40653cf61024e4"},"headline":"KZN floods spotlight destruction of sectional title housing schemes","datePublished":"2022-04-22T12:54:21+00:00","dateModified":"2023-10-03T12:57:15+00:00","mainEntityOfPage":{"@id":"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/"},"wordCount":455,"commentCount":0,"publisher":{"@id":"https:\/\/propertyprofessional.co.za\/#organization"},"image":{"@id":"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/#primaryimage"},"thumbnailUrl":"https:\/\/propertyprofessional.co.za\/wp-content\/uploads\/2023\/05\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes.jpg","keywords":["BBM Law","Insurance","KZN","KZN floods","Marina Constas","sectional title housing schemes","Sectional Titles Schemes Management Act","STSMA"],"articleSection":["News"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/","url":"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/","name":"KZN floods spotlight destruction of sectional title housing schemes - Property Professional","isPartOf":{"@id":"https:\/\/propertyprofessional.co.za\/#website"},"primaryImageOfPage":{"@id":"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/#primaryimage"},"image":{"@id":"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/#primaryimage"},"thumbnailUrl":"https:\/\/propertyprofessional.co.za\/wp-content\/uploads\/2023\/05\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes.jpg","datePublished":"2022-04-22T12:54:21+00:00","dateModified":"2023-10-03T12:57:15+00:00","description":"The recent floods in KwaZulu-Natal left a trail of death and destruction with some 4\u00a0000 homes destroyed, and more than 8\u00a0000 damaged.","breadcrumb":{"@id":"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/#primaryimage","url":"https:\/\/propertyprofessional.co.za\/wp-content\/uploads\/2023\/05\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes.jpg","contentUrl":"https:\/\/propertyprofessional.co.za\/wp-content\/uploads\/2023\/05\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes.jpg","width":1920,"height":800},{"@type":"BreadcrumbList","@id":"https:\/\/propertyprofessional.co.za\/2022\/04\/22\/kzn-floods-spotlight-destruction-of-sectional-title-housing-schemes\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/propertyprofessional.co.za\/"},{"@type":"ListItem","position":2,"name":"KZN floods spotlight destruction of sectional title housing schemes"}]},{"@type":"WebSite","@id":"https:\/\/propertyprofessional.co.za\/#website","url":"https:\/\/propertyprofessional.co.za\/","name":"Property Professional","description":"The Voice of Estate Agents","publisher":{"@id":"https:\/\/propertyprofessional.co.za\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/propertyprofessional.co.za\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/propertyprofessional.co.za\/#organization","name":"Property Professional","url":"https:\/\/propertyprofessional.co.za\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/propertyprofessional.co.za\/#\/schema\/logo\/image\/","url":"https:\/\/propertyprofessional.co.za\/wp-content\/uploads\/2023\/10\/PP-logo.jpg","contentUrl":"https:\/\/propertyprofessional.co.za\/wp-content\/uploads\/2023\/10\/PP-logo.jpg","width":636,"height":214,"caption":"Property Professional"},"image":{"@id":"https:\/\/propertyprofessional.co.za\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/PropertyProfessional","https:\/\/www.linkedin.com\/company\/property-professional-south-africa\/"]},{"@type":"Person","@id":"https:\/\/propertyprofessional.co.za\/#\/schema\/person\/22462ccece4a710f4b40653cf61024e4","name":"Keenan Prinsloo","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/propertyprofessional.co.za\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/ec3e66e57f08097c230d6f8d1084f000?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ec3e66e57f08097c230d6f8d1084f000?s=96&d=mm&r=g","caption":"Keenan Prinsloo"},"url":"https:\/\/propertyprofessional.co.za\/author\/prop-admin\/"}]}},"_links":{"self":[{"href":"https:\/\/propertyprofessional.co.za\/wp-json\/wp\/v2\/posts\/3364"}],"collection":[{"href":"https:\/\/propertyprofessional.co.za\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/propertyprofessional.co.za\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/propertyprofessional.co.za\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/propertyprofessional.co.za\/wp-json\/wp\/v2\/comments?post=3364"}],"version-history":[{"count":1,"href":"https:\/\/propertyprofessional.co.za\/wp-json\/wp\/v2\/posts\/3364\/revisions"}],"predecessor-version":[{"id":5178,"href":"https:\/\/propertyprofessional.co.za\/wp-json\/wp\/v2\/posts\/3364\/revisions\/5178"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/propertyprofessional.co.za\/wp-json\/wp\/v2\/media\/3365"}],"wp:attachment":[{"href":"https:\/\/propertyprofessional.co.za\/wp-json\/wp\/v2\/media?parent=3364"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/propertyprofessional.co.za\/wp-json\/wp\/v2\/categories?post=3364"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/propertyprofessional.co.za\/wp-json\/wp\/v2\/tags?post=3364"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}